The UK Buy-to-Let Deal Evaluation Package
The BTL Deal Evaluation Package
Most landlords learn property investment through expensive trial and error. Buying in the wrong area. Choosing the wrong structure. Signing mortgage offers without reading them. Discovering Section 24 in their first tax bill. This package replaces that with a structured method.
Six components covering every consequential decision in a UK buy-to-let purchase, from area research through to mortgage offer to tax-year-end. Built for the post-April 2025 reality. Updated quarterly through 2026.
What's in the package
The BTL Deal Analyser (Excel, 9 sheets, 383 formulas) is the financial core. Property inputs. Cashflow projections. Stress testing across rate rises, void scenarios, and rent drops. A personal-name-versus-limited-company tax comparison that uses your actual numbers, not someone else's worked example. Edit the cream cells. Everything else updates automatically.
The Tax Fundamentals guide (29 pages) explains what HMRC actually takes from a UK landlord. Section 24 mechanics with worked examples at basic, higher, and additional rate. SDLT bands and the surcharge edge cases. The personal-vs-Ltd decision framework. Allowable expenses in plain English. Capital Gains Tax including the 60-day rule. Making Tax Digital from April 2026. Updated for the April 2026 dividend rate increases announced in the 2025 Autumn Budget.
The Financing Fundamentals guide (21 pages) covers UK BTL lending end to end. The four lender categories and which fits your situation. DSCR, stress tests, and how lenders actually decide. The seven-question script for interviewing brokers. The total-cost-over-fix calculation that most beginners get wrong. The ten-point checklist for reading a mortgage offer. The five-month remortgage timeline that keeps you off SVR.
The Area Research System (26 pages) turns location selection from instinct into structured analysis. Five dimensions. Free official UK data sources for each (Land Registry, ONS, NOMIS, Ofsted, UK Police, Local Government Association). The honest framework explaining why high yield often means weak fundamentals. A worked comparison of Bolton versus Stoke versus Reading showing the same method applied to three real markets.
The Area Scoring Template (Excel, 3 sheets, 27 formulas) is the working tool that goes with the Area Research System. Score three areas side by side across the five dimensions. The template aggregates everything, produces a composite out of 100, and tells you which area best fits your strategy.
The Viewing & Survey Reference (24 pages) covers what to look for at a viewing and what surveys actually tell you. Room-by-room inspection protocol. The seven questions to ask the agent before you arrive. How to read a Level 2 or Level 3 survey and translate every Category 3 finding into a specific action. Negotiation scripts that estate agents recognise as serious buyer language. The five property-level red flags that should override otherwise good numbers.
Who it's for
UK investors making their first one to three buy-to-let purchases. People who already know they want to do this and want to do it properly rather than learn the expensive way. Existing landlords who haven't reviewed their structure since Section 24 or the April 2026 dividend changes.
The pricing context
Most UK property mentorships charge £4,997 to £15,000 for content less detailed than this. Most "courses" gate similar information behind subscription walls and recurring upsells. This package is £67 at launch, £97 after the first 50 customers, and £127 to £147 once case studies are added. Bought once. Yours forever. Quarterly updates included through 2026.
What you get
Lifetime access to the current edition and every update through 2026. 14-day refund policy if it isn't what you expected. No upsell sequence, no "premium tier", no consultancy pitch built into the materials. The work is the work.